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New Program Helps 小型企业 Acquire Property

亚特兰大市现在提供新的3美元.5 million loan program to help local small businesses build equity. Through the Atlanta 商业首付款援助 Loan Program (CDPA), Atlanta small businesses are eligible to apply for a direct loan of up to 20% of commercial property costs up to $200,购买商业物业.

The CDPA program is the third initiative that United Way of Greater Atlanta and Invest Atlanta have rolled out as a part of the 亚特兰大商业开放基金, 富国银行支持. The fund is made possible by a $20 million donation from Wells Fargo to help the owners of Atlanta small businesses own more of their businesses’ assets – including property and equipment – and fund physical upgrades to their facilities. United Way and Invest Atlanta are distributing the 亚特兰大商业开放基金 as a mix of grants and loan programs with a focus on Black-owned and other diverse-owned businesses.

Healthy, thriving local businesses are a cornerstone of Atlanta communities. Atlanta Mayor Andre Dickens noted that “Inflation and economic strains resulting from the pandemic have made many small businesses increasingly vulnerable to displacement,狄更斯说。. “The 亚特兰大商业开放基金 is designed to help Atlanta businesses keep their doors open and expand and develop a resiliency that withstands unforeseen economic challenges.”

CDPA loan recipients must be an existing small business with a 亚特兰大市 business license interested in acquiring commercial real estate in the city of Atlanta with emphasis in low-income census tracts, 联邦机会区, disadvantaged neighborhoods or a New Markets Tax Credit-approved area neighborhood. 企业 must also demonstrate growth potential in their industry.

Dr. Eloisa Klementich, 欧洲杯买球网公司总裁兼首席执行官, says the timing of programs like the Atlanta 商业首付款援助 Loan Program and other companion resources are crucial because an estimated 25% of businesses do not open again after a major disaster like a global pandemic. “What we are doing with the support of Wells Fargo is offering small businesses resources that give them the means to withstand economic uncertainty to build long-term wealth,克莱门奇说.

6月, United Way of Greater Atlanta and Invest Atlanta successfully launched the first Atlanta Open for Business program – the 亚特兰大复苏贷款计划 (ARLP) – that provides 3% interest loans to small businesses interested in acquiring tangible business assets. The 商业楼宇改善补助金 (CPIG) was launched in August, providing grants for small businesses of up to $50,000 for exterior and interior enhancements to their business.

“Supporting racially and ethnically diverse small business owners is essential to the equitable growth of our communities and to the economic success of Greater Atlanta,弥尔顿说。. 小的时候,小., president and CEO of United Way of Greater Atlanta. “It’s through partnerships like ours with Wells Fargo, the 亚特兰大市 and Invest Atlanta that we are able to give small businesses in our city the tools and resources they need to grow and thrive.”

To learn more about and apply for the Atlanta 商业首付款援助 Loan Program, 小企业主应该去看看 www.qdyonho.com/cdpa. Small businesses interested in the program may request assistance with their application through Invest Atlanta by visiting www.atlinbusiness.com.

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